Turo calculator: is this vehicle worth buying?
Plug in a real vehicle's purchase price, expected revenue, and your W-2 income. The calculator projects your Year-1 after-tax return — host payout + tax savings from 100% bonus depreciation against your bracket — and compares it to leaving the same dollars in an S&P 500 index fund.
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Start free trial →Turo calculator questions, answered
How much is a Turo car worth per year?
Three inputs drive the revenue side, and the calculator above asks for all three: the daily rate the vehicle commands, how many days a month it actually books (utilization), and the share of each trip you keep after Turo's cut. At the default settings — $80/day, 20 booked days a month, an 83% host share — that is $1,600 in gross bookings and about $1,328 paid out to you.
That payout is not profit. Insurance, financing, maintenance, cleaning, and registration all come out of it, and this calculator does not ask for them: it stops at the payout so you can subtract your own running costs, which vary enormously by market, vehicle, and protection plan.
What percentage does Turo take?
Turo's cut depends on which host protection plan you choose. Plans that give you more insurance coverage take a larger share of each trip; plans with less coverage leave you more but push more risk onto you.
That is why the calculator has an editable Avg Host Share field rather than a fixed number — set it to the share your own plan actually pays, which you can read straight off your Turo earnings statement.
Is this Turo calculator free?
Yes. There is no signup, no account, and no paywall. Enter your numbers and the results appear immediately.
You can optionally enter an email to have the scenario and a tax playbook sent to you, but the calculation itself is free and the results are visible without giving anything up.
What is a good Year-1 ROI on a Turo vehicle?
There is no universal number, because the honest comparison is against what you would otherwise do with the money. The calculator makes that explicit by showing your Year-1 after-tax return next to a roughly 7% S&P 500 baseline.
A Turo vehicle that returns less than the index while demanding your labour, absorbing claims risk, and depreciating is not a good deal no matter how large the raw dollar figure looks.
Why not just use a Turo calculator spreadsheet?
A spreadsheet handles the revenue side fine. Where most of them break down is tax.
Bonus depreciation, Section 179, business-use percentage, and the effect of a vehicle deduction on your marginal W-2 bracket are the levers that decide whether a car is worth buying — and they are tedious and error-prone to model by hand. This calculator runs that math for you against your own income and filing status.